Interesting new tool from FEMA to estimate your community´s natural disaster risk index. The formula includes Expected Losses Multiplied by Social Vulnerability and Divided by Community Resilience. That is interesting to me because, the way I understand the mathematics of it, the risk will be higher when the communities are more socially vulnerable but it will be lower when communities are strong, resilient, prepared and adaptable. But explore it for yourself and while you are at it, maybe this is a good opportunity to revisit your homeowner´s insurance policy and the coverage you will actually get … Click on the photo below or go to: https://hazards.fema.gov/nri/map
